Personal Accounts

CB WOW Checking
CB Community Checking
CB Direct Deposit
CB Value Checking
CB Value Plus Checking
CB Platinum Checking
CB Negotiable Order of Withdrawal (NOW)
CB Money Market
CB Savings
CB Minor Savings
CB Health Savings Account (HSA)
CB Certificate of Deposit (CD)
IRAs - Individual Retirement Account
Important Information about Procedures for Opening a New Account

CB WOW Checking

$100 to open
Interest Bearing
No monthly maintenance fee
No minimum balance to obtain disclosed Annual Percentage Yield (APY)
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CB Community Checking

$100 to open
Write 20 free checks per month
($.50 each thereafter)
No monthly maintenance fee
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Direct Deposit

$100 to open
No monthly maintenance fee with direct deposit
($8 otherwise)
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Value Checking

$100 to open
Unlimited Check Writing
No monthly maintenance fee with $500 daily balance
($10 otherwise)
Free first order of standard personalized checks
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Value Plus Checking

$100 to open
Unlimited check writing
$5 monthly maintenance fee with $300 daily balance
($10 otherwise)
Unlimited free standard personalized checks
Free cashier's and traveler's checks
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Platinum Checking

$100 to open
Interest Bearing
Must be 50 years of age or older
No monthly maintenance fee
Must maintain $100 to obtain disclosed APY
Free cashier's and traveler's checks
Free standard personalized checks
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Negotiable Order of Withdrawal (NOW)

$1,000 to open
Interest Bearing
Unlimited check writing
No monthly maintenance fee with $1,500 daily balance
($10 otherwise)
Must maintain $1,500 to obtain disclosed APY
Certain restrictions apply
Add a debit card to this account for convenient access to your account
Sign up to view your account information online through our Internet Banking service

CB Money Market

$1000 to open
Interest Bearing
No monthly maintenance fee with $2,000 daily balance
($15 otherwise)
Must maintain $2,000 to obtain disclosed APY
Six free preauthorized withdrawals (three by check, draft,
debit card or point of sale transaction) each statement cycle
($15 fee for each additional withdrawal)

CB Savings

$50 to open
Interest Bearing
No quarterly maintenance fee with $250 daily balance
($9 otherwise)
Must maintain $250 to obtain disclosed APY
Six free preauthorized withdrawals (three by check, draft,
debit card or point of sale transaction) each statement cycle
($2 fee for each additional withdrawal)

CB Minor Savings

$50 to open
Must be 18 years of age or younger
Interest Bearing
No quarterly maintenance fee
Must maintain $250 to obtain disclosed APY
Six free preauthorized withdrawals (three by check, draft,
debit card or point of sale transaction) each statement cycle
($2 fee for each additional withdrawal)

CB Health Savings Account (HSA)

$100 to open
Interest Bearing
Allows the use of tax-free distributions for qualified medical
expenses, in conjunction with a High Deductible Health Plan (HDHP)
Must maintain $250 to obtain disclosed APY
$2 monthly maintenance fee

CB Certificate of Deposit (CD)

$1,000 to open
Terms are seven days to 24 months
Interest paid monthly, quarterly or annually
Must maintain $1,000 to obtain disclosed APY
Automatic interest payments can be made to your checking
or savings account
Penalty for early withdrawal

IRAs - Individual Retirement Account

Traditional IRA

$250 to open
Must maintain $250 to obtain disclosed
Annual Percentage Yield (APY)
No maintenance fee
Lets you defer taxes on the earnings on your contributions
until you withdraw them
You must be under age 70 ½ and earning income for the
entire tax year
Tax penalties may apply for early withdrawl

Roth IRA

$250 to open
Must maintain $250 to obtain disclosed APY
No maintenance fee
Allows only non-deductible contributions
You must earn income and your modified adjusted income
cannot exceed certain limits
Tax penalties may apply for early withdrawal

Coverdell Educational Savings IRA

$250 to open
Must maintain $250 to obtain disclosed APY
No maintenance fee
Features tax-free withdrawals for a child's educational expenses
Your modified adjusted gross income cannot exceed certain limits
Tax penalties may apply for early withdrawal

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, date of birth, and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Lost or stolen credit/debit card? Click here for helpful information.